Enter your details and Elliot will call to arrange your 30 minute phone or video call within a working day!

Your first call will just be a couple of minutes to book in a suitable time for the call.  If you miss the call, Elliot will leave a message and text you!

Then, at a time that suits you, you'll have the 30 minute call. Evenings and weekends are available! You'll also have Elliot's personal mobile number so you can contact him anytime throughout the process!

There is no charge for this call because, like other insurance brokers and comparison websites, we are paid a commission from the insurer should you decide to go ahead and take out a policy.

The call will start off with an explanation of what life insurance is, how it works and whether it's right for you, before getting into the six things you absolutely must understand about life insurance (before taking out a policy)…

 1) Claims pay out statistics

Insurance companies publish their claims pay out history! That means you can compare providers based on what percentage of claims they have paid out on in the past! That's exactly what we do for you!

2) Guaranteed premiums vs reviewable premiums

If you don't get this right, you could see your premiums increase in the future and you need to understand why!

3) Life insurance vs life & critical illness insurance

Some policies cover you only for death whereas others cover you in the event of being diagnosed with a critical illness. Different policies also cover different critical illnesses, so it's very important to choose a comprehensive policy. Elliot will explain which policies cover how many and which critical illnesses.

4) Policy term

Do you want the policy to run for 5 years, 10 years or until you're 70 years old? This is an important question and the answer will depend on your future plans!

5)Benefit amount

If you passed away, how much cash would you want your loved ones to be left with? This will depend upon your circumstances and preferences.

6)Indexation

If you take a policy which will pay £100,000 upon a successful claim, what happens in 20 years when inflation means £100,000 doesn't go anywhere near as far as it used to? Elliot will explain the impact inflation could have on your cover and how to plan for it.

Elliot will explain these 6 areas of life insurance as well as a few other things to consider. You'll also be able to ask any questions you might have.

If you are even considering life insurance, this could be the most valuable 30 minutes you could possibly spend! If you decide to apply for insurance, you may need to book another call to answer medical questions.



Why not just get insurance from a comparison website?

As you can probably already tell from what you've read so far, there's a lot to think about when it comes to getting insured. We believe that it is important to fully understand the different options you have and what to look out for, before taking out a policy. That's why we arrange a call to discuss your unique situation before making any recommendations.